When you need
business finance to
get things done

Apply now and receive
an offer in 24 hours

We appreciate that the current economic landscape is ever-changing making the future difficult to predict. We want to move your business forward without the normal complexity involved. We do things differently and move at pace, we continually learn and improve, and we take business funding seriously. We get it done.

Hcing HK Limited is a proudly Hong Kong entrepreneurial business that enables and supports SMEs and mid-corporates with flexible business funding, allowing them to unlock growth for sustainable success. We are backed by the Hcing HK Limited Holdings Group, an investment company specializing in SME lending. Other strategic funding partners include

Flexible business funding and
working capital solutions

Opportunity Bridge Loan

Criteria:

Trading history of 3+ years

Company annual turnover of $10M+

Large Business Loan

Criteria:

Trading history of 3+ years

Company annual turnover of $10M+

Small Business Loan

Criteria:

Trading history of 1+ years

Company annual turnover of $1M+

We deliver funding solutions with expertise, flexibility and transparency. Allow us to help you scale and grow your business.

The Hcing HK Limited way to finance your business

Simple & efficient

Apply for a loan in minutes with no obligation. Completely online and paperless application process.

Certainty in 24 hours

We get you the answer, and funds, that you need when you need them by minimising the documents required and accelerating the credit decision.

Dedicated service

We are here to help you grow. A professional Business Funding Analyst will answer your questions and assist you.

Flexibility that serves your business

Deposit

When your business is flourishing and you have excess cash, make extra deposits and instantly reduce your business loan term and cost.

Withdraw

When your business needs working capital and you require access to additional funding, withdraw excess capital when you require additional cash.

Refinance

We give you the ability to refinance your business loan with Hcing HK Limited to unlock additional capital. Take advantage of new opportunities and boost your business.

Business funding in 3 simple steps:

01

Apply for funding

From the initial application to your ongoing journey with Hcing HK Limited, our experienced and highly trained team is dedicated to guiding you through the process and explaining the minimal documentation required to start your online application. 

02

Receive an offer in 24 hours

Your dedicated Business Funding Analyst will quickly assess your application and present a funding offer tailored to your business needs. This analyst will be available to assist you throughout the term of your loan and beyond.

03

Ignite, scale and grow

On agreeing and signing your documentation electronically, your funds will be immediately disbursed. We charge interest only on your outstanding loan balance over the term of the loan funding. There are no application fees, early-repayment penalties or hidden costs.

Why Choose Hcing HK Limited?

Highly Rated

We consistently achieve a 4.9 out of 5 star rating on Google Reviews, with over half of our clients returning to refinance or secure additional funding for their business growth.

We Understand

As entrepreneurs ourselves, we understand the ins and outs of business. We know how to act as a catalyst for your company's growth. 

Trusted

Since 2013, we've been driving business growth as part of the Hcing HK Limited Group, backed by strategic funding partners.

Certainty

We offer fast and secure online application so we can accelerate the credit decision through our proprietary process and provide you with an answer within 24-Hrs. You need the certainty of a decision so you can plan your business’s future.

Dedicated Service

This is what sets us apart, our people. You will have a dedicated Business Funding Analyst that is available to answer your questions and assist you throughout the process.