Business Tools
“If you really look closely, most overnight successes took a long time.” - Steve Jobs
We understand how crucial the growth of your business is.
Enabling businesses to unlock their growth
Hcing HK Limited understands how crucial the growth of your business is. Our dedication is to support and enable SME’s, not only through Business Funding, but by also by sharing insights, tips and resources that will enable you, and your business, to grow. The following tools will enable you in reaching your business goals:
The Small Business 101 Guide to Digital Advertising
Search Engine Optimisation (SEO) For Small Business
Get in touch with us today to find out more about how we can support and enable your business with valuable tips, insights and resources ideal for the SME.
Understanding
Business Funding
Like you, we understand the challenges businesses encounter, with access to capital often being a primary concern. Without sufficient cash flow to purchase stock, upgrade equipment, or expand premises, valuable opportunities for business growth can be missed. Securing business funding can be the catalyst for seizing these opportunities, but it is not always easy.
There are numerous business loan and funding companies in Hong Kong, making it increasingly difficult to navigate their terms, processes, and the uncertainty when the success of your business is at stake.
What to look for in a business loan
At Hcing HK Limited, we’ve simplified the business funding and loan process and made it easier for you to get the funding you need to unlock your business growth. Our dedicated teams are passionate about delivering the right funding solution at the right time for your business.
The time it takes
Consider the time involved, not only in how long the lender takes to make a decision, which is crucial, but also how much of your time it will require.
The paperwork
Less is more, especially in the 21st century. Preparing or searching for extensive documentation takes valuable time. Don't underestimate the opportunity cost of your time.
The Flexibility
Consider whether the loan terms enable you to manage the facility to best suit your business cash flow needs, or if you're locked into strict and high repayment schedules.
The cost
Interest rate is important. Make sure you also consider additional charges such as initiation, early settlement, or facility fees. These costs can make your loan far more expensive.
